August 2022

  1. Get a cash advance.

If you need cash in a pinch, your debit card can be a lifesaver. Most cards will allow you to take out a cash advance at an ATM, and you can often do this without incurring any fees. Just be sure to repay the amount as soon as possible to avoid high interest rates.

  1. Use a debit card instead of a credit card.

If you’re trying to avoid debt, using a debit card instead of a credit card is a smart move. Debit cards don’t come with the same high interest rates as credit cards, so you’ll save money in the long run. Plus, you’ll be less likely to overspend if you’re using your own money instead of borrowing from a lender.

  1. Avoid foreign transaction fees.

If you’re traveling abroad, one way to save money is to use a debit card that doesn’t charge foreign transaction fees. These fees can add up, so it’s worth doing some research to find a card that won’t penalize you for using it outside of the country.

  1. Get cash back with your purchase.

Some debit cards offer cash back rewards when you make purchases. This can be a great way to save money, and it’s usually easy to find a card that offers this perk. Just be sure to read the fine print so you know how much cash back you’ll earn and if there are any restrictions on where or how you can get it.

  1. Pay bills with your debit card.

Paying bills with your debit card is a great way to avoid late fees and keep track of your spending. Many companies will allow you to set up automatic payments, so you never have to worry about forgetting to pay a bill again. Plus, you can usually get a discount on your bill if you use your debit card to pay it.

  1. Use your debit card to save money on groceries.

If you use your debit card to pay for groceries, you can often get a discount. This is because many stores offer loyalty programs that give you points or cash back when you use their cards. Just be sure to keep track of your points so you don’t overspend.

  1. Get discounts at gas stations.

Many gas stations offer discounts to customers who pay with their debit cards. This is usually a percentage off per gallon, so it can add up to a big savings if you fill up often. Just be sure to check with the station ahead of time to see if they offer this discount.

  1. Use your debit card to get a hotel discount.

If you’re looking for a way to save on your next hotel stay, try using your debit card. Many hotels offer discounts to customers who pay with their debit cards, so it’s definitely worth considering if you’re looking to save some money. Just be sure to check with the hotel ahead of time to see if they offer this discount.

  1. Get cash back at restaurants.

Some restaurants will give you cash back when you use your debit card to pay for your meal. This is usually a small amount, but it can add up if you eat out often. Just be sure to ask the restaurant ahead of time if they offer this perk.

  1. Use your debit card to buy lottery tickets.

If you’re feeling lucky, you can use your debit card to buy lottery tickets. Just be sure to check with your state’s lottery commission to see if this is allowed.

  1. Get a discount on movie tickets.

Many movie theaters offer discounts to customers who pay with their debit cards. This can be a great way to save money if you enjoy going to the movies. Just be sure to check with the theater ahead of time to see if they offer this discount.

  1. Use your debit card at the library.

If you have a library card, you can often use it to borrow books, movies, and other materials. Just be sure to return them on time so you don’t accrue any late fees.

  1. Get cash back when you shop online.

If you shop online often, you can usually get a percentage of your purchase back in the form of cash back. This is a great way to save money, and it’s easy to find a card that offers this perk. Just be sure to read the fine print so you know how much cash back you’ll earn and if there are any restrictions on where or how you can get it.

Choosing the right option strike price is one of the most crucial decisions to make while options trading. It is basically the price at which you can exercise an options pattern. Besides choosing the expiry date, this is the most crucial part of options trading. In this blog, we will discuss some of the most important things to consider when picking the option strike price. Keep reading!

Things to Know When Choosing the Option Strike Price 

Following are some important considerations regarding the selection of option strike price in options trading:

  1. Identify the Right Market 

 When it comes to trading options, there is a range of markets you can choose from. These include commodities, forex, and indices. Besides, you also need to consider the time horizon for your option. You can either choose monthly or weekly. 

2. Choose the Right Options Strategy 

The right options strategy will determine how, when, and for what strike price you’ll exercise an options trade. There are several things to consider here, such as how your options are priced, and the difference between purchasing or selling calls and puts. 

3. Take Into Account Your Risk Tolerance 

Your risk appetite directly affects the option strike price. It is no hidden fact that options markets are highly volatile and you will need to get familiar with the Greeks before starting your trade. The reason behind this is simple, they are among the key factors that affect the value of options. Apart from this, implied volatility also plays a huge role in calculating the risk involved in options trading. Note that implied volatility offers an estimated value of the expected volatility of an option based on the changes in the current price. Implied volatility directly impacts the price you pay for the option’s premium. The higher the implied volatility, the higher will be the premium.  

4. Analysis is Very Important 

Once you know your risk appetite, you should proceed further by performing some technical as well as fundamental analysis on the market you’re planning to carry out your options trade. This can greatly help in understanding why market prices are the way they are at present. Plus you also get an idea as to whether or not your option trade will result in profit or loss. 

5. Choose Your Option Strike Price By Working Out the Options Value 

Determining the value of an option is undoubtedly one of the most crucial but difficult parts of options trading. Note that there are two types of option values: time value and intrinsic value. 


Intrinsic value is nothing but an inherent value of an options contract. It is calculated as the difference between the strike price of your option and the current price of the asset underlying it. Time value on the other hand is the extra amount of money that a buyer is willing to pay over a certain intrinsic value. Buyers usually do this when they believe that options will see a hike in value before their expiry date. 


In a nutshell, intrinsic value comes into the picture only for options that are in the money. This is because the options that are out or at the money don’t have any kind of inherent value associated with them. 

Time value, on the other hand, is calculated as the difference between intrinsic value and the option premium. Moreover, the option premium is the sum of time value and intrinsic value. 


So, for choosing an options strike price, you need to consider all the factors we have mentioned above. You need to carefully select your strike price after analyzing the volatility of your target market. Once all of these factors are considered, you can start trading your options by opening an account. 




Cryptocurrencies have become quite popular in recent years, and many people are going in for their investments. Though the idea of cryptocurrency investments does sound lucrative, you should never venture into them without adequate knowledge. It is prudent to be educated about it first before you decide whether you wish to proceed further with them or not!

Kavan Choksi- cryptocurrency and secure transactions 

Kavan Choksi is a business and finance expert. According to him, cryptocurrencies are a new type of virtual or digital currency that deploys cryptocurrency technology to make its transactions secure. This technology also controls new units, and one of the most famous cryptocurrencies in the world is Bitcoin.

Besides Bitcoin, you will find many other cryptocurrencies, so you need to educate yourself about them before investing in them. They are decentralized and free from government or institutional financial control, making them an attractive alternative for conducting transactions without central authority governance. Find out as much as you can about these crypto currencies.

Anonymous in nature 

Cryptocurrencies are not linked to any individual identity as they are anonymous and quite popular among people who like to conduct illegal activities. You should also note that cryptocurrencies do not exist physically, they are digital, and you will not get them in physical form even though they are called crypto coins.

Cryptocurrencies are created through the process of mining

Cryptocurrencies are made via the process known as mining, where miners are given rewards for the verification and the recording of cryptocurrency transactions present on the blockchain. The whole procedure needs a lot of substantial power for computing making it hard for individual miners to control the production of new units.

Reasons to use cryptocurrencies for your transactions 

Cryptocurrencies have several advantages, and the first is the government or any entity does not control them, eliminating the risks of manipulation and fraud. They are secure due to the unique technology they use- blockchain- resistant to any form of corruption and hacking.

The standards of security are very high

Moreover, the standards of security are high as the public, which boosts accountability and accuracy, can view all the transactions on the blockchain. The transactions are efficient and fast so that they can be conducted quickly. Moreover, cryptocurrency does not have high fees or commissions for executing trades, making them an affordable option for many users.

According to business and finance expert Kavan Choksi cryptocurrencies also have their share of risks. You should be aware of these risks, especially if you are going in for cryptocurrency investment. They are highly volatile, and you can lose a lot in a short period. You must be sure about your risk tolerance and invest in them accordingly. Do not invest without doing any proper research work.

Another issue with the use of cryptocurrency is they are too complex for people to understand. More education and awareness need to be spread about them so that users can optimally invest or deploy them without tension for their day-to-day transactions freely!

Do you need to send sensitive documents and worry about what might happen to them?

If so, you should consider using a secure delivery method. After all, the last thing you want is the information in your documents accessed by unauthorized individuals.

Are you still worried? We want to help ease your concerns with this guide. Here is how you can keep document delivery safe.

Use a Reputable Delivery Service That Has a Good Track Record

When mailing sensitive documents, always select competent and reputable courier services. This will ensure that your documents are delivered to the correct address and that they are not lost or stolen in transit.

Several courier services guarantee secure delivery of your documents. Though they may ensure this, only some have a brand and reputation to back up their promises.

These services have a slightly higher delivery fee than others. Still, the good thing is they would also guarantee you that your documents will arrive safely and securely at their destinations.

How to know if a delivery service is reputable?

First, check if the company is registered with the Better Business Bureau. This will give you an indication of whether or not they have had any complaints filed against them.

Secondly, look for online reviews of the company. This will give you a good idea of what other customers have experienced.

Finally, contact the company directly and ask any questions you may have. A reputable company will be happy to answer any of your questions.

Make Sure Your Packaging Is Safe

Since document delivery is often done by mail, ensuring your packaging is safe is essential. This means using a sturdy envelope or box that will protect the documents from being bent or damaged.

Avoid using regular paper envelopes, as these can easily tear. Use paper clips or binder clips to secure the document inside the envelope. This will help to prevent it from moving around and getting damaged.

Be sure to write “Do Not Bend” or “Fragile” outside the envelope. This will help to ensure that your document arrives safely.

Additionally, you want to ensure that no one will see the content of your documents. Select packaging that is not transparent to seal any sensitive information. An adhesive seal is also recommended to keep the records from being tampered with.

Insure Your Shipment

Shipping insurance is relatively inexpensive and well worth its peace of mind. Declare the value of your contents and request the proper insurance from your carrier.

Be sure to keep your shipping paperwork and insurance policy safe. You will need this documentation to file a claim if something happens to your shipment.

Include a Return Address on Your Documents

Always include a return address on your documents. Your return address lets the person receiving your documents know where they came from and who to contact if there are any problems with the delivery. This is especially important if you are sending sensitive documents.

By including a return address, you can be sure that your documents will get to the right person and that they will be able to get back to you if there are any issues.

Always Track the Package

It is essential to track your package, so you know when to expect it. This will help you to be available to receive the package and ensure its safety.

There are a few things to keep in mind when tracking a package.

Enter the tracking number into the correct field on the website. Check the tracking website frequently to ensure the package is still on its way and hasn’t been lost.

Finally, if the package takes an unusually long time to arrive, contact the company to find out what is happening. By following these simple steps, you can ensure that your document delivery arrives safely and on time.

Keep a Copy of Your Documents 

Make sure to keep a copy of your documents. This way, you will still have a copy if anything happens to the originals.

Also, prepare for the worst-case scenario by having a soft copy of all your critical documents on hand that you can access later and print in case your package full of essential documents is lost during transit and shipment.

Having a simple soft copy on hand is an acceptable substitute for submitting original papers, even if many organizations and services demand you to do so.

Consider Same-Day Delivery 

The document’s security is one of the main problems while shipping one out. How am I going to find it? Will it stray off?

You won’t be anxious about these questions using same-day delivery services. You will not need to overthink what will happen to your documents within 2-3 business days. Additionally, same-day delivery would lessen the possibility that the courier service’s storage facilities would suffer damage to your documents.

Same-day delivery adds an extra layer of security. It ensures that the intended recipient will only see your documents. With this same day courier service, you will rest assured that your document will arrive at the recipient’s doorstep safely and quickly.

How to Have a Safe Document Delivery?

You can take several steps to ensure safe document delivery. Using reliable shipping services, packing the documents securely, and tracking the shipment can minimize the risk of loss or damage.

There are many reputable services out there that can provide you with a safe and secure way to send and receive documents. Do your research to find the best one for your needs.

Did you find these tips helpful? Check out the rest of our blog today for more business-related tips!


People find themselves in need of a fund recovery service when they have fallen into a trap laid out by an online scammer or fraudster. Yes, you made a mistake, but it does not mean that you should just let them get away with your money. After all, it is your hard-earned money and you want to get it back and this is where fund recovery services come in.

There is a variety of them to be found these days and each service you check out will make impressive claims and promises. But, it is a fact that no two companies can offer you the same kind of experience. Therefore, you have to figure out what sets them apart and then choose accordingly. The same approach comes in handy in the case of Ellis and Burlington, one of the popular names you will come across in the list of fund recovery services. 

What distinguishes them from the other services out there? You can find out below:

  • They have experience and expertise

There is a reason that you need specialist services for getting your funds back when they have been stolen by a fraudster or scammer. If it was that simple, wouldn’t people be doing it on their own? As a matter of fact, it was considered almost impossible to recover funds from online scams and frauds for a long time. 

But, these fund recovery services have made it possible because they have the right expertise and experience in dealing with such matters. Ellis and Burlington joined the financial markets back in 2008 when the crisis struck and have been operating since then. Suffice it to say, they have extensive knowledge of how the markets work.

Furthermore, they also possess the sophisticated tools and software required for fund recovery and have handled a variety of online scam cases over the years. This means that Ellis and Burlington are in a better position to handle your matter and know just how to go about it. It reduces the possibility of mistakes and errors that can prevent you from getting your money back.

  • They are affordable

After you have already suffered from a scam and lost your money, you definitely do not want to throw away more of your funds on the possibility of recovering them. A lot of people may not have the budget to do so, while others are just not willing. Regardless of what your situation might be, what sets Ellis and Burlington apart from other services is their affordability.

They are well-aware that their clients have already been through a traumatic experience and do not want to add onto it. Hence, they are quite reasonable when it comes to pricing. You do not have to worry about paying a hefty fee upfront, or any hidden charges because they are open about everything. 

You are required to pay Ellis and Burlington with a small fee when you opt for their services, but any remaining commission is only due when your work is done. This way, you do not need to worry about getting scammed and even the commission they charge later is quite reasonable.

  • They do not make false promises

Perhaps, the most distinguishing quality of Ellis and Burlington is the fact that they do not make false promises. Scam victims are already skeptical, so the company does not try to impress you with big claims. They are honest about the possibility of recovery in your specific case. First, they evaluate all the details and if they believe a win is possible, they take things forward. Otherwise, they let you know where things stand, so you are not fooled again and can begin to accept your losses. 


These aspects show exactly why Ellis and Burlington has become a popular name in the fund recovery industry and what makes them different from the other options out there.