Investment is one of the most important parts of anyone’s life as a wrong investment can completely disrupt your financial strategy while a good investment can give you a financial cushion to deal with unexpected expenses. There might be many options of investments out there but the one that always offers huge returns is gold or jewelry items. 

Gold or jewelry items have been around for many centuries but in the modern era, they are acting as one of the safest and seamless forms of investment. Most people love to hold onto their gold or jewelry items till the prices go high and in some cases, they sell them to cover the unexpected expenses. But selling gold or jewelry items and getting the right price isn’t as easy as you think. 

There is always quite a bit of information to absorb and most people find it difficult to analyze whether they are getting the right price or not. This is why, in this blog post, we are going to discuss some of the questions that you should always ask when selling gold or jewelry items as they will help you in getting the best price. 

What is the status of demand in the market?

If you are looking forward to getting the best price for your gold or jewelry item then the first thing you should do is to analyze the market and know what is the current status of demand for your jewelry in the market. The demand for gold keeps on fluctuating throughout the year and therefore, there can never be a fixed price for the jewelry that you are selling. 

You can simply ask the buyer about the status of demand of the piece of jewelry that you are trying to sell but before asking this simple question, you should do a little bit of research on your own. 

Which method and measurement process are you using to weigh the gold?

Buyers usually weigh gold in grams and it is the universal standard of measurement used by almost all buyers all around the world. But then there are some gold buyers who prefer weighing gold and jewelry troy ounces. This is why it becomes essential to keep the conversion rates between the two measurement systems. 

If your buyer is using some different method of measurement then there are maximum chances that you will be paid less than what you could have got in the case of grams or troy ounces. You will also have the loan against gold option. 

What’s the value of my gold jewelry?

Just like in the case of other jewelry, you will always wish to have an idea of how much your gold jewelry is worth before meeting with any buyer. If you have a small weighing machine then you should always measure your gold and get proper measurements so that no one can fool you. 

How many gold items you have bought earlier?

The experience of the buyer is always going to matter a lot and you should always make sure that you are selling your gold or jewelry item to an experienced buyer. An experienced buyer is always going to offer you the right price and their entire process of buying gold or gold jewelry is going to be transparent. 

Before choosing a gold buyer, you will always have to ensure that they have bought enough gold to call themselves an experienced gold buyer. You can go a step further and analyze the testimonials on the official website of the buyer. Choose a buyer that has more than 2-3 years of experience in the industry otherwise you will have to deal with a lot of issues. 

Can I get in touch with your previous customers?

If the buyer is legit then they will not hesitate from giving you the contact details of their previous customers. This is one of the best things that you can do to ensure that you are getting the best price for your gold or jewelry just like in the case of a loan against gold. You can simply get in touch with the old customers of the buyer and ask them about their experience with the company and whether they got the right price against their gold.

If the company is giving the excuse of privacy policy while declining your request of getting in touch with the old customers then you can be sure that there is something fishy going on. In such a situation, you should always move to other buyers. 

Selling your gold or jewelry items might seem like one of the best options for getting some quick cash but at the same time, you have to ensure that you are getting the right price.


Many distributors across the United States and the world produce quality products that many people use. These might include soda beverages, weight loss supplements, or dietary supplements. With distributing so many items, manufacturers need a way to keep track of all these products.

One of the ways that this is done is through inventory management. We’ll focus on a few ways that manufacturing businesses can keep track of inventory.

Inventory Software

If you’re running a small business, you’re going to have to deal with inventory management. Whether your business sells dietary supplements, beverages, vitamins, pesticides, or conventional food, you’ll need a way to organize all these products. One manufacturing process tip to follow is to stay aware of how much product you have on hand.

One way that you can keep track of your inventory is by using inventory management software. Utilizing such software as free digital asset management software can help you to ensure that you have an accurate count of your product. Let’s say you’re a dietary supplement manufacturer. For your previous month of business, there was an increase in interest for soft gel weight loss capsules. This caused your products carrying your dietary supplement labels to fly off store shelves across the United States.

On the other side of this, the same software can let you know where demand is lacking. Let’s say that your business also specializes in producing beverages for sale throughout the United States. For the past two months, a particular brand of your beverages hasn’t been selling as well as other brands. Maybe the potency of the taste wasn’t what customers were looking for. This can also help you to determine the amount of interstate commerce that might need to be lessened due to the lack of demand. Inventory management can act as a sort of quality control for your business. Manufacturing businesses would do well to invest in inventory management software.

Notebook & Spreadsheet

One of the simplest methods of keeping track of your inventory includes using a pen and paper. This is the easiest way of keeping track of your inventory. No matter the merchandise, this method can be utilized by any type of manufacturer. This can include dietary supplement manufacturers, beverages manufacturers, and any US food manufacturers across the United States.

You begin the process by making a list of every item that you currently have for sale. As you sell or add to your store’s inventory, simply delete or add the items from your list. This is a simple method that retailers across the United States utilize to keep track of their inventories.

Another method that you can use to keep track of your inventory of herbal products or other botanical dietary supplements is to use a spreadsheet. If you want, you can also keep track of the active ingredients that you keep on hand to produce your products. For example, you can attempt to locate vitamin A that’s found in your gummies. You can also conduct advanced search functions as a keyword search to find certain items.

Stock Controller

Another method to employ in keeping track of your inventory is to hire a stock controller. A stock controller can keep track of everything from your active ingredients and raw materials to finished goods. This can include the raw ingredients that are used to make your stock of vitamins or tablets. A stock controller comes in handy for companies such as dietary supplement companies, supplement manufacturers, or any business that handles the manufacture of a dietary supplement.

Many of these companies have to adhere to federal law, letting them know what active ingredients are found in their products. This helps to ensure that the wellness of the customer is maintained when the items reach the marketplace. Having a stock controller keep track of these substances can ensure that the supplement company is providing the correct supplements. This ensures that the company is keeping the health of the public in mind and not being violators of the law. Your stock controller will be the one responsible for keeping track of your inventory from beginning to finish.

No doubt that this world is filled with countless uncertainties, and we all are in need to be certain about the protection of our loved ones. You can protect your loved ones by securing life insurance. This policy is basically a legal contract between a life insurance company and you. There are a lot of reasons why you need to invest in life insurance. And if you are also interested in investing in this policy, you need to get life cover quotes first from different companies.

Since these policies are used widely, and people are getting more and more aware of the benefits of these policies, you must investigate these policies and plans and get to know which is the best plan for you. This guide is mainly designed for all those who are looking for life cover policies and want to know how to find the best insurance plan for themselves:

Assess your life insurance goals:

It might be possible that your aim of securing a life insurance policy is different from others. It varies from person to person. Therefore, it is important to plan your life cover goals with the help of the best and ideal insurance policy.

If your main aim of securing a life insurance policy is to provide optimal protection to your family, then you should find an insurance plan that must include high coverage at reasonable rates.

Moreover, if you are planning to buy a home for yourself or want to secure money for your children’s education, then you should go for unit-linked insurance plans.

Calculate the cover that you need:

It is highly recommended by the majority of financial advisors that your insurance cover should be ten times your annual income. But there are many other factors that must be taken into consideration while calculating the cover amount.

For example, if you have debts, then it will be challenging for your family to meet EMIs in your absence. The same case goes when you need to secure a policy for your children’s education or marriages, and as a result of inflation, your loved ones will not be able to maintain their lifestyle and face difficulties. Therefore, you must take care of these things:

·         You should find the total of your family’s annual expenses and then multiply it by the number of income replacement years

·         You should calculate the total amount of your debts and the complete estimation of repaying mortgages

·         And you should also total the amount of money that you need to save for your future expenses

In all these expenses, you should eliminate the total of your liquid assets to find the most suitable life insurance cover.

Determine the amount you have to pay:

There are a lot of premium calculators available on the internet that allow you to calculate and make sure how much premium you have to pay in order to secure a life insurance amount. It is highly suggested to compare different plans in order to find out the best policy in which high coverage is included at reasonable rates.

Choose the correct policy term:

The policy term is the number of all those years in which your entire family will be financially dependent on you. In order to find the correct policy term, you should deduct your current age from the expected age at which you want to stop your income and achieve your life goal.

Choose a reputable life insurance company:

A life insurance company is considered reputable and reliable that has a CSR of over 95% for consecutive years. It is basically the claim percentage that the company decided for a financial year as opposed to the number of claims placed.

In order to get the best and ideal life cover quotes, you should visit different life insurance company’s websites or meet them in person. Mostly, these quotes are free, and there are no charges on them.

An increasing number of businesses have shown an interest in entering the blockchain space. However, after focusing for several years on the advantages of blockchain in terms of speed, cost, streamlined processes, and greater efficiency, their focus has shifted to the many difficulties and bottlenecks impeding comprehensive implementation. 

  1. Blockchain has an Image Problem!

Blockchain has an issue with its image. In the minds of many, blockchain is too closely associated with cryptocurrency. Crypto, in particular, has a bad reputation because it is associated with fraudsters and hackers who use the technology for illegal purposes. This negative rep reflects poorly on the blockchain technology system as a whole, making individuals reconsider their decision to use it.

  1. Blockchain has a Disruptive Nature!

Organizations are opposed to the concept of blockchain and its disruptive nature. For some, the prospect of losing market share or perhaps becoming obsolete is a nightmare. About 80% of the time, blockchain is used to modify business processes, and 20% of the time, it is used to deploy the technology. It marks a complete change away from old methods of operation. This is true even in areas where digital technology has already had a substantial impact.

  1. Blockchain is still an Immature Technology!

Aside from the issues mentioned above, blockchain confronts a slew of implementation issues, many of which stem from the fact that the technology is still in its infancy. These issues include lack of scalability, lack of standardization: limited interoperability, integration with legacy systems, and lack of blockchain developers.

Blockchain can sometimes be cumbersome and slow too. Transitions take longer to complete as the number of users on the network grows. The entire transaction might take hours or even days to complete. As a result, transaction costs are higher than usual, limiting the number of network users.

  1. Organizational Challenges!

Furthermore, significant organizational difficulties are inhibiting business adoption of blockchain technology.

  • Lack of awareness and understanding
  • Productivity paradox
  • Lack of cooperation
  • Security and privacy challenges
  • Lack of regulatory clarity and good governance

They can be significantly less robust to shocks that might directly affect participants. As a result, there is a compelling case for blockchain applications to operate within existing regulatory frameworks rather than outside of them. To overcome these obstacles, the government and other tightly regulated industries may need to enact blockchain rules. However, this implies that regulators in all industries must be aware of technology and its implications for firms and consumers.


In general, technical innovations require a long time to mature and reach a stable commercialization state. Blockchain, like any other technological innovation, will see a sluggish adoption rate in the following years. Even if there are several options, it will take time to overcome all the obstacles and utilize all the advantages.

The list mentioned above of Blockchain adoption obstacles emphasizes the necessity for technological advancements. And the industry is working hard to solve these. Things will undoubtedly become more pleasant and trigger broad adoption if we address these and remove the different obstacles. 

For more information about Worthpad and how to be a part of the revolution that will shape the global crypto space, visit the Worthpad website.

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Did you know there are now 42,266 bitcoin ATMs in the US? As the popularity of this crypto currency has grown, so has the technology to make using it easier. But would you know how to operate one?

Luckily, it is just as easy as a standard ATM. Read on as we discuss how to use a bitcoin ATM.

Using a Bitcoin ATM to Buy

The first step is to provide user verification. This will depend on the country or state you are using the machine in. It is often to comply with KYC and AML laws. 

After this, scan your Bitcoin wallet. This uses a QR code. Some machines may even print off the code on a receipt for you to use instead of having it onscreen. 

In some instances, you may find you can even send Bitcoin to your email address. The email will contain the QR code for scanning via your inbox. 
After this, enter the fiat amount you want to spend when buying bitcoin. Cash will then be entered into the machine as if you were depositing in an automated bank.

The machine will take a few minutes to process the transaction and close the sale. Bitcoin should take around ten minutes to an hour to arrive in your wallet. Take the number of the ATM teller in case it does not arrive. 

Steps for Selling Bitcoin

Just like buying, the transaction begins by registering and providing user verification if required. After this, you will be asked to select the amount of bitcoin you would like to buy. 

The ATM will then prompt you with a QR code. This should be scanned using the wallet on your mobile device. Once it sends, you will get a receipt to confirm the transaction. 

The deposit from your wallet can take around ten minutes to an hour, so be patient. This ticket can then be used to withdraw fiat cash from the ATM. 

How to Find Bitcoin ATMs

Bitcoin ATMs are now popping up in towns and cities around the world. However, they are not the kind of ATM machine you often stumble across. You can find bitcoin ATM machines in your local area here

What Are the Transaction Fees?

The transaction fees for bitcoin ATMs do tend to be quite high. You can expect to pay around 8.93% of the amount. For this reason, some people prefer to do their cryptocurrency transactions the traditional way. 

Withdrawal limits are dependent upon the location of the ATM. Generally, around $9500 dollars in fiat currency is the daily limit. 

Reasons to Use a Bitcoin ATM

Despite high transition fees, there are a number of reasons as to why you would use a Bitcoin ATM. Some of them are listed below.

  • Convenience 
  • Secure and trustworthy
  • Ease of use when converting to fiat currency

Investing in Bitcoin

If you are either investing in bitcoin or using it as daily currency, bitcoin ATMs can be a huge help. Find one in your local area and try it out. Once you have used it for the first time, it will begin to get easier. 

Do you find yourself having trouble sorting your ether from your dogecoin? if so, then we can help. Check out the rest of our blog for all the cryptocurrency advice and assistance you could need.