Just when you thought it was time to relax after a hectic Christmas and holiday period, back-to-school purchases enter the picture.
For many December and January can be less about the joy of gift-giving and holidays, and more about thinking about their budgets. Mainly about how they can stretch their budgets across Christmas, school holidays and then back-to-school costs for the kids, without becoming financially stressed.
While education related expenses can vary across schools and states, they are once again on the rise throughout Australia. Due to the increase of technology used within schools now, 2021 school related costs have increased by 10 percent since 2020.
However, if you are located in NSW and mainly the CBD, where residents are still dealing with outbreaks of COVID-19, you are set to save more on back-to-school costs. Why? Because many residents are choosing to avoid shopping centres, due to the outbreaks, in favour of online shopping, which is currently one of the top ways to save money on educational expenses.
Considering online shopping instead of in-store shopping will save you petrol and time, plus it stops you from grabbing all of those extra little items, you think you need, but really you don’t. It also allows you to compare larger costly items across various retailers, so that you can get the best deal. You can also use a click & collect option to save on delivery fees if you don’t have access to free delivery. This is also a lifesaver when purchasing tablets or laptops, as this can be the hardest place to save, and the costliest. Technology has actually played the largest role in the increasing of school expenses, with parents spending an average of $284 a year on school related technology, according to Big W’s annual back to school report, conducted by YouGov. They also pointed out that the older your child gets, the most the costs increase, so it is ideal to save where possible.
Shopping around online will not only save you money, but it will also save time and your sanity. Residents of Sydney and the surroundings are turning online and saving hundreds, so if you are thinking of shopping in-store this year for back to school, you should reconsider.
However, the rising costs of educational expenses can still be stressful if you haven’t budgeted for that extra 10 percent rise in costs. An option to help assist with that extra 10 per cent of back-to-school costs is a quick cash loan. This is a great option if you just don’t have that extra amount on hand at the time you need it. The best part about a quick cash loans is that unlike a regular bank loan, there is not mountains of paperwork and long waiting periods. As long as you meet the necessary criteria, including secure employment, you can have your quick cash loan in your bank account on the same day.
The only thing you must be sure of when getting a quick cash loan, is to ensure that you are lending from a reputable and trustworthy lender, such as Spondooli. Spondooli specialises in providing quick cash loans, as a reliable lender, in the times you need them most.
This year instead of worrying about not budgeting for that extra 10 per cent of back-to-school costs, stress less and get a quick cash loan from Spondooli.