Since they were first introduced, prepaid cards have experienced a meteoric rise. In fact, a study conducted by Pew indicated that prepaid card usage has increased by as much as 50 percent from 2012 to 2014.

Undoubtedly, from the time these innovative financial instruments were first introduced, they have come a long way. Today, prepaid cards have evolved into one of the most popular and well-loved plastic cards available.

Prepaid Card Essentials You Should Know

If you are like many people, you either own a prepaid card already or you are considering getting one. Surprisingly, many who have owned and used a prepaid card are still not that familiar with its many ins and outs.

Fortunately, you have come to the right place. This article will be your easy and quick guide on how to use one of the most ingenious tools available at your disposal. This guide will also help you make the most of your prepaid card.

It’s easy for many people to mistake prepaid cards for other plastic cards like credit and prepaid cards. However, unlike the other two, prepaid cards don’t need to be linked to any savings or checking account.

In other words, prepaid cards have to be preloaded with money before you can use it for purchase transactions and ATM withdrawals. So basically, your prepaid card is considered “empty” unless money has been successfully loaded onto it.

Also, unlike credit cards, you won’t be “borrowing” money from the bank. With credit cards, the bank will pay for the purchase and the cardholder will pay the bank back at a later date. With prepaid cards, you will be using your own money.

The amount of the withdrawal or purchases you will do will be deducted directly from the available balance you have on your card. It is also deducted in real time. As soon as the balance has been depleted, your transactions will be declined for the time being.

However, as soon as you are able to successfully load money onto your card, you will be able to use the card right away for both purchase transactions and ATM withdrawals. You also have different ways to load money on the card.

What to Consider When Getting a Prepaid Card

With so many plastic cards now available, choosing the best one has become tricky for many. Fortunately, you can narrow down the options by asking yourself some essential questions. For example, ask yourself which of the two you prefer: loading through direct deposits or through networks.

If you prefer loading through networks, you should pick a card with a reload network you can easily access. Another consideration would be the charges and fees associated with the card. You need to determine the transactions you often do using the card.

Another consideration would be your patterns in terms of card use. Undoubtedly, it is recommended that you opt for a card that will charge the minimum for the transactions you often do.

Another consideration is easy access to the card. With a prepaid card, you are spared from the hassle of submitting personal and financial information and documents. It’s the exact opposite when it comes to prepaid cards.

Unlike credit cards, obtaining a prepaid card is as easy as can be. You won’t have to submit any financial or confidential documents. Also, since it won’t be tied to any accounts, you won’t have to wait for a long time for the approval.

Lastly, if it’s help with money management that you are after, getting a prepaid card is hands down your best option. Unlike credit cards, you won’t be able to accumulate any debts using your prepaid card and you won’t have to pay exorbitant monthly fees.

We are going to have a look at the top 7 NFT marketplaces you should know about in 2021. As we are moving towards a new era, crypto and NFTs are becoming more and more popular. NFTs are a new type of digital asset that can represent anything from art to in-game items. They are stored on the blockchain and can be bought, sold, or traded like any other cryptocurrency.

The popularity of NFTs has grown exponentially in recent months, with major platforms such as NBA Top Shot, Decentraland, and Cryptokitties all launching successful NFT marketplaces.

However, with the increasing popularity of NFTs, there are also a growing number of NFT marketplaces to choose from. This can make it difficult to know which ones are reputable and which ones are not.

OpenSea

OpenSea is one of the largest and most popular NFT marketplaces. It was founded in 2017 and is based in San Francisco.

OpenSea has a wide range of NFTs available, including art, games, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

One of the great things about OpenSea is that it does not charge any listing fees. This makes it a great option for those who are looking to sell their NFTs.

Rarible

Rarible is another popular NFT marketplace that was founded in 2018. It is based in Estonia and has a wide range of NFTs available, including art, games, and collectibles.

Rarible also has a handy search function that allows you to find the NFTs you are looking for easily.

Axie Infinity

Axie Infinity is a curiosnft marketplace that is focused on gaming. It was founded in 2018 and is based in Vietnam.

Axie Infinity has a wide range of NFTs available, including in-game items, cosmetics, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

Decentraland

Decentraland is an NFT marketplace that is focused on virtual reality. It was founded in 2015 and is based in Argentina.

Decentraland has a wide range of NFTs available, including in-game items, land, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

Cryptokitties

Cryptokitties is an NFT marketplace that is focused on digital collectibles. It was founded in 2017 and is based in Canada.

Cryptokitties has a wide range of NFTs available, including digital cats, land, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

NBA Top Shot

NBA Top Shot is an NFT marketplace that is focused on sports. It was founded in 2020 and is based in the United States.

NBA Top Shot has a wide range of NFTs available, including digital basketball cards, in-game items, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

Etheremon

Etheremon is an NFT marketplace that is focused on gaming. It was founded in 2017 and is based in Singapore.

Etheremon has a wide range of NFTs available, including in-game items, land, and collectibles. It also has a handy search function that allows you to find the NFTs you are looking for easily.

For a trader who understands how to trade and where to trade, trading on the stock market is simple, but entering the world of share trading can be pretty tricky for newcomers. Thanks to modern savvy tech, you can now invest in shares, which is no longer a big concern. The stock market is a massive marketplace for buying and selling publicly traded shares. There are several types of investors; therefore, you must place yourself in the appropriate group.

Opening a Demat account is the first stage in the stock and share purchase process. Many banks and applications will help you open a free Demat account, and then you can maintain your shares in this account, which is also where trading happens. But it’s not as easy as it seems to open a Demat account. You must be very careful with the small pieces of information because it involves a lot of documents. Saying so, let us look into it in a more detailed way.

What Do We Mean By A Demat Account?

The Indian market was made available to international investors after the 1990s. Experts first created Demat accounts in 1996 to make it easier for overseas investors to trade on the Indian stock markets. In essence, the Demat account is a securities account. Instead of possessing physical certificates, it enables international investors to own shares and other securities digitally. As a result, trading Indian stocks and shares is relatively simple.

Physical, financial instruments are recorded electronically in a dematerialization account. A physical certificate is represented electronically. The electronic record of your shares, stocks, ETFs, and mutual fund investments is kept in a Demat account. It is an entry in an electronic book. A record of your assets is held there. Your stock broker maintains an electronic ledger for this purpose. It is a bank account where your stocks or other investments are kept. It is a record held by your stock broker of the shares you have purchased.

How Do These Accounts Operate?

You must open a Demat account to purchase shares or other securities. Its resemblance to a dematerialized account led to its naming. You can keep your stakes in this account. The bank, which is the custodian of your account, maintains this account. You need two versions to store your stocks. Your trading account is one, and your Demat account is the other. For instance, you must create a Demat account to purchase shares. It is necessary because your Demat account must first receive credit for the shares. You will not credit your trading account with the stocks. It’s crucial to remember that you cannot keep any securities in your trading account.

The stock trading app has made investing in the stock market quite simple. These apps thoroughly review each potential benefit linked with each stock and explain what will happen if you decide to buy it.

The advantages of mobile trading apps for investors and traders have been established. The days of constantly seeking stock market news are long gone. These apps provide you with the whole share market online.

Before you can start trading on an online platform, it makes sense for you to confirm if making that move will be safe for you. There are many online trading services providers, but they are not the same in terms of their services, and some might not even be legitimate. Can you trust the company that you have chosen for trading? Well, there are certainly some signs that you can use to know that. I will explain in this ATP Markets review how I think this company is a reliable online platform for any trader in the world. 

Once I have told you all the features and signs that make me trust this company, I want you to use your intuition and knowledge to go ahead and sign up or not sign up. 

Complete Contact Details

One of the things that make online trading platforms a little less trustable is the fact that their contact details are missing. I am not sure how much experience you have of trading with online companies, but I have been reviewing them for quite a few years. I can tell you based on my experience that most of them rely on a web contact form or FAQs as their customer support. They don’t have any way for you to get in touch with them. With ATP Markets, things are quite different and in your favor as a trader.

When you sign up with this company and need help with anything, you can call because there is a phone number given on the website. There is also an email address where you can send your concerns to get a reply within 24 hours. The best thing is that the company has a proper physical address too. 

A Registered Company  

Are you in doubts about the legality of the broker that you have thought about signing up with? That’s the feeling and dilemma that a lot of new traders go through these days. They are not sure if they are signing up with a legitimate company. In fact, many people completely quit the idea of trading when they can’t be sure about the legitimacy of online platforms. However, I can tell you with confidence that a company that wishes to scam you will never register as a business in the first place. It is not even a company when you go deep down into the details. 

In most cases, these are just some random people who are running their websites. You know for a fact that buying a website domain is not difficult at all. So, they just buy a cheap domain and start building a website that looks like an online trading broker’s website. However, when you sign up with them, you realize you are never getting your money back. ATP Markets is different in that it is a properly registered business providing you with legitimate trading services. 

Different Types of Accounts 

You should know that a company that wishes to harm you financially would like to get as much money from you as possible in one attempt. That’s not the case when you are on a legitimate platform. I have seen in many years of my research that the best trading platforms offer you many ways to sign up with them. They usually have multiple types of trading accounts so you can pick the one that meets your requirements. You will find the same when you decide to pick ATP Markets as your online broker. A basic account can be opened with as little money as $250. 

Final Thoughts

So, I hope that I have made my point clear in my short yet concise ATP Markets review. I have specifically talked about features and elements that invoke trust in the person who wishes to sign up with the company. I would highly appreciate that you visit the website yourself, look things around, and sign up only when you are fully satisfied with this online trading platform. 

You already know just how rigorous marketing competition can be among companies and organisations. Every business wants to adopt the most client-attractive strategy in all functions, including finance. 

Since clients look for financial documents to validate a company’s authenticity, you must carefully translate all these papers and make them localised for the country you intend to use them in.

Translation Agencies to the rescue

During the process of localisation, most companies overlook some very common mistakes. Although these mistakes look minor, their impact can be quite extensive in the long run. 

Fortunately, working with translators and professional UK agencies which specialise in translation and localisation services as well as language interpreting can solve most of these mistakes. This article discusses three common errors in localisation and their avoidance strategy.

Common Mistakes in Localisation Services

Translating the content on your website is essential, mainly if you deal with international clients. You don’t know which part of the world people would visit your website.

A media service shared its report stating that completely localising websites can boost conversion by 70%, which includes displaying products and currencies in the local language of your audience. However, you must stay vigilant of the three mistakes during financial localisation.

Mistake# 1: Ambiguity

Translating web content for business and corporate use is a tedious job. But since it attracts more clients to your website, you should look for a financial translation service and get it done. However, localising finances sometimes creates ambiguity in the content. 

Even in English, you might have noticed how the slightest mistake changes the meaning of the whole sentence.

For example, HSBC Bank’s slogan “Assume Nothing” was mistranslated to “Do Nothing” in several other languages in 2019. As a result, that year, HSBC spent $10 million to rebrand itself as “The world’s local bank.”

The ambiguity in a simple message often occurs during translation.

For instance, take a financial document that you plan to localise. You hire a translation service provider, and the team begins its process. Although financial experts know every jargon in the financial section, not everyone can understand its meaning without proper explanation.

Once the translation ends, you might think every financial document has been localised. That might be true. But it’s not over yet.

For example, financial statements are full of numbers. Only the left side needs words to describe the transaction concisely. While translating those statements, a single word can create ambiguity even though it looks perfectly translated.

How to Avoid Ambiguity in Financial Localisation?

Financial localisation needs more time than just translating the documents. A team must proofread and compare the translated version to the original document. In addition, a person having little knowledge of the financial sector should go through the document and derive conclusions.

This additional yet mandatory step will ensure the quality of the localised financial document, which is now available to the global population.

Mistake# 2: Punctuation Mistakes

Undoubtedly, punctuation marks hold a significant value in the literary perspective. But that’s not the only context where these marks play a crucial role. If you overlook a single comma or decimal point while counting money, you might lose $100,000 instead of $100.

Punctuation marks separate not only words but currency too. For example,

• English-speaking countries. People separate thousands using a comma and decimal, ending with a period.
• European Union. Most European countries, like Germany, use a comma to separate the number’s integral part. For example, one hundred euros and ten cents are 100,10 in the European Union.
• Switzerland and Liechtenstein. They use apostrophes (‘) to separate thousands in their currencies, the Swiss franc or CHF.

Investors with years of experience in finance-related fields observe these things on your website. They judge your company’s credibility based on how you have displayed the financial information on your website.

How to Avoid Punctuation Mistakes in Financial Localisation?

Keeping an eye on every punctuation mark during financial localisation is necessary. You must hire an expert financial translation service with good industry experience.

These experts know every intricate detail when translating the finances of a company. Moreover, your company’s financial copy must be translated without any mistakes. So while hiring a professional translator, look for their experience.

Their experience should include working in a banking sector or other similar industry experience.

Mistake# 3: UX Without Detail

User experience or UX is the first thing visitors see on your website. So, while translating web pages, it’s essential to consider every detail of UX.

For example, the font, font size, and font colour must remain constant after the website is localised. Sometimes, the translated text doesn’t follow the website’s standard font settings. This repels users who see the translated web pages of your website.

Another common mistake is the difference in text direction. For example, English is from left to right while Arabic is from right to left.

When you localise the finance section, the whole text changes with the language’s direction, this affects the website’s navigation because the scrolling effects will not work the same way.

The original language, which read from left to right, is now from right to left, reversing the scrolling sequence.

This mistake can create more significant troubles for users, like not accessing the correct information or not finding a button. As a result, a client might never return to your website.

How to Avoid UX Mistakes in Financial Localisation?

A web developer must be a part of the financial translation service team to integrate such technicality using plugins. Since a translator can’t fix this issue, a domain expert must work on this.

For more significant projects like an e-commerce website where thousands of web pages translate the text on runtime, your visitor must get the translated text without any:

• Delay
• Ambiguity
• UX Error

A UI/UX member checks the quality of the financial localisation. They know the tiniest detail of a web page and how to enhance the aesthetics of your overall website. So, it’s suggested that after you receive a translation of this nature, you have one or two UI/UX experts to keep your website’s design intact.

Conclusion

While translating your website for international clients, choose the right translation service provider. Always check the portfolio and talk to the account managers before proceeding with their services.

During the website localisation process, ensure that the translators avoid the three common mistakes mentioned above. Many service providers overlook these small errors, and you face the consequences. 

Make a checklist of financial localisation errors and keep an eye during and after your translation is done.