August 2022


After becoming fully qualified in accounting, you have multiple career options at your feet. A surprising number of roles exist for this special skill set, and many of them provide ample opportunity for favorable progression. So, if you know that finance is your passion, but you are struggling to envision where it will take you, consider the options below to see if any suit your area of interest. 

Business Accountancy

If you take up a role in a business, you can expect diversity in your daily dealings. There is an undercurrent of continued activity such as tax documentation, profit schedules, and budget overseeing. Aside from this, the role provides a new task every day in the office, and you will be responsible for most financial dealings. This is a primarily autonomous role with an assumed level of expertise and experience. Before accepting or applying for a role in business, it is recommended that you have work experience in this area, so as to fully understand the implications of what will be expected of you. 

Specific Industry Niches

If a business role is too general for you, there are multiple niche options to explore as well. You could gain further qualifications bespoke to smaller industry sectors, like these oil and gas accounting courses linked here. CPAs and general accountants often have to keep their qualifications up to date to remain relevant in this sector, so a specific course like the one linked above is the perfect solution for two problems. One, you get to explore a whole new side of accountancy that may spark your interest, especially if you are already aware of this line of work. Two, you are better able to ensure your practices are in line with current proceedings so as to not become redundant in your expertise and application. 

Offer Freelance Services

If you don’t fancy working for a corporation or even a smaller business, you can keep things interesting by offering freelance accountancy services. You have to be registered and adhere to the legal policies, but as long as you have the correct documentation and qualification you can offer your services in any manner you chose. Private clients are often a solid way to guarantee a regular schedule and therefore regular income. Plus, you have all the knowledge base already there to handle the administration and tax side of your career.


Going down a less traditional route, teaching accountancy or financial management is always highly rewarding. Some people were born to teach, and others find it later in life. Teaching young people, or adults about their personal finances, or even future accountants about your area of interest provides the opportunity to share your skills and have an impact on future generations. 

Charity Work

Whether this is working for a charity or offering gratis services for those in need, accountancy is always needed either way. Maybe you already have a cause in mind that you would like to work for, or you might just be exploring it as an option. Regardless, charity workers with a professional skill set are always in demand in this sector. Chartered accountants enable charities to continue to do good and keep functioning by allowing them a greater capacity in terms of monetary management and providing supportive services. 

Tax Advisors

Figuring out taxes is a major stress to a lot of people. With your experience in this area, you can take that stress away. There will always be a need for specialist tax advisors as this is just a part of essential life admin to address. The penalties of incorrectly filing taxes are well-known, and many people live in fear of getting it wrong. So, if you choose to go down this route, you are upping your chances of securing work in a higher capacity. 

Consultant Roles

With the right experience under your belt, professional accountants can develop into other roles with their transferable skills. Management consultant roles with an accounting focus are a frequent career trajectory for this set of qualifications and experience. The knowledge of how to manage finances in an optimum way, monitor staff credentials, stay alert with tax responsibilities, and an understanding of business strategy and how things link together are essential consultant skills that all experienced accountants also bring to the table. 

There are many roles to pursue with a certificate in accounting. It is not just restricted to crunching numbers and filing taxes, since accountants have purposes all over the industry and in personal lives as well. Find your passion and follow it. 


Consumer finance alternatives are emphasized by many companies today, big and small, as a way to entice customers to buy while potentially increasing the order value and closing sales. Consumer financing has added and will only continue to add, and businesses that don’t offer consumer financing may find that they are losing revenue as a result. Every size of business can benefit from consumer finance. Here are a few of its advantages.

  • Low-risk options for your company and your client

The danger will get reduced for you and your clients if you have a strong working relationship with a trustworthy financial broker. Applications for financing submitted by your customers will get evaluated by a reputable brokerage based on several factors to determine their ability to fulfill payments. As a result, your consumer faces less financial risk. It encourages positive feedback, reviews, and referral business.

  • Bring in additional clients

Numerous studies have shown that financing draws in more clients, according to Joseph Stone Capital. Businesses that offer to finance sell 20%–30% more than those who don’t, according to a recent Forester report. You risk losing customers to a rival who does if you don’t offer to finance.

  • Greater sales

You enhance your chances of making more sales orders by giving your consumers a consumer credit option. That is especially true when clients think about spending a lot of money, according to Joseph Stone Capital. A significant factor in your customer’s decision is the capacity to pay over time with the financing. Such a statistically observable chance to considerably boost sales exists when providing a consumer loan option.

  • Increased Referrals, Loyalty, and Trust

Providing a service memorable to your consumer and fostering loyalty and trust is one of your aims as a business owner, if not your primary goal. Giving your consumers the option to finance their purchase using a consumer finance option will entice them to use your services again and, more significantly, recommend them to their friends and family. In reality, if you’re ready to offer affordable rates and flexible payment options, happy customers can lead to referrals, and repeat business is more probable.

  • Quick payments and improved cash flow

One of the advantages for business owners is the speedy processing of financed sales payments following loan approval. In other words, you receive full money ahead for the transaction, with the lender bearing the risk of a payment default. To enable financed sales, you don’t need to endanger your company’s cash flow.

  • Consumer assistance

If it isn’t already, the customer experience should be one of your top concerns as a company. Client experience is undoubtedly a broad term that refers to many interactions between your company and the customer. The gratification of choice, which comes with the anticipation that an option is available, is one of the experiences that customers rate highly. If you don’t offer to finance, your business will likely go to a rival that does.

Human Resource (HR) expenses are prevalent in almost every organization. However, there are ways to reduce the costs of HR outsourcing. This strategy involves hiring an external HR firm to perform HR duties on your behalf. Using an external HR firm can save direct and indirect expenses. To learn more about the advantages of outsourcing HR services, read this article. Michelle Dawson is a Content Strategist at UpCity. She focuses on strategic and creative marketing practices. She has worked on both agency and in-house marketing teams. These tips on reducing outsourcing will surely help you and the company.

Costs of HR outsourcing

The cost of HR outsourcing is determined by various factors, including the number of employees and the nature of the functions performed. Soft charges, which aren’t directly attributed to the service provider, are incurred by the company. Examples of soft costs include learning processes, technology, software updates, licenses, research, and administrative time necessary to remedy lost productivity. Outsourcing costs are based on various external and internal factors, including the company’s size.

Outsourcing HR functions has numerous advantages, but the costs aren’t the only consideration. While hiring internal HR professionals can be costly, they may not be able to cover every aspect of the HR function. Outsourcing allows companies to decide which functions to outsource, starting with a small group of services and gradually adding on more as they see fit. For example, outsourcing HR functions allows companies to focus on strategic HR activities while reducing the costs of internal HR staff.

Finding the right provider

When searching for an HR outsourcing provider, looking for proven track records and references from similar businesses is essential. If possible, follow up with the authorities to learn about the vendor’s quality, reliability, and relationship with its previous clients. You can also look for third-party ratings and reviews online, including those provided by organizations like the Better Business Bureau. Finally, while hiring an HR outsourcing provider, remember that your company’s most valuable asset is your people.

If you’re an in-house HR manager, you may need help only occasionally, such as when tax time rolls around. If that’s the case, monthly chats may suffice. For more complex tasks, you’ll need full-service HR, which means quick responses and a track record of reliability. The right provider for your business has an excellent track record and high ratings. A good HR outsourcing provider should provide a live demo, allowing you to assess how quickly the software can solve your issues.

Choosing a reputable PEO

When you outsource your HR functions to a PEO, you will benefit from an overall reduction in your labor costs. While HROs are generally more proactive in addressing employees’ needs, PEOs are not a one-stop shop for all HR functions. Many employers perform specific tasks themselves to save time, but you will offset the time you save with additional staff time. Here are some factors to consider when choosing a PEO:

Before choosing a PEO, ask for references from existing clients. Reputable PEOs are happy to provide references. It would be best if you asked for a list of at least three to five existing customers, which should include both long-term and new clients. A PEO who is reluctant to provide references is a red flag. You can also review the company’s financial standing and track record.

Choosing a PEO

A PEO is a service provided by a professional employer organization to handle human resources. PEOs can take on the HR department’s in-house manager role or perform specific tasks. These services often come with administrative fees, setup fees, and other costs. Employers should be aware of these fees and avoid signing up with a PEO that includes these costs. PEOs are not intended to replace an internal HR department; instead, they are designed to streamline time-consuming HR functions and keep businesses in compliance with labor laws.

When choosing a PEO, look for one with scalability and flexibility. This type of provider will be able to grow with a company, so make sure you consider how many employees you’ll need in the future. In addition to a scalable platform, consider that PEO offers a robust, feature-rich HR platform. For instance, if you’re a startup, you’ll need to be able to access payroll information and tax forms from anywhere.

Churches and clergy have a lot of expenses to consider when budgeting for their organization. Below are some of the most important expenses to include in your church or clergy budget.

Travel Expenses for Ministry Purposes

Travel expenses for ministry purposes can include mileage, airfare, and hotel accommodations. When budgeting for travel expenses, it is important to consider the purpose of the trip. For example, a trip to attend a conference would be considered a business expense, while a trip to visit family would be considered a personal expense. Mileage reimbursement rates vary depending on the type of vehicle used. The current rate for cars and vans is 55 cents per mile. Airfare and hotel accommodations should be priced out in advance to ensure that the church is getting the best deal possible. When traveling for ministry purposes, it is important to keep receipts for all expenses incurred so that they can be properly documented and reimbursed.

Conference Registration Fees

Church and clergy budgets can be complex with many different line items to consider. One important expense to include is conference registration fees. This expense can include the cost of attending a regional or national conference, as well as the cost of registering for any workshops or other events that are part of the conference. The amount of this expense will vary depending on the size and location of the conference, as well as the number of people attending from your church or organization. It is important to budget for this expense so that you can attend important training and networking events without breaking your budget.

Staff Salaries

Staff salaries should be a top budget priority for churches and clergy. It is important to ensure that the church’s staff are paid equitably and fairly, with salaries that reflect their experience, skills, and responsibilities. First, determine what your church’s overall budget is. This will help you to figure out how much money you have available for staff salaries. Next, establish pay grades for each position in the church. This will help you to set appropriate salary ranges for each position. Then, determine what the responsibilities of each position are, and how much experience and education is required for each one. This will help you to set appropriate salary ranges within each pay grade. Finally, review your current staff salaries and make sure they fall within the established ranges. If not, adjust them accordingly.

Worship Materials

Church worship materials can include anything from hymnals and Bibles to candles and communion wafers. They may also include more specialized items such as a baptismal font or an organ. The cost of these items varies, but it is important for churches to budget for them in their overall expenses. Many churches receive donations of worship materials from members or other sources. However, there are often costs associated with maintaining and using these items. For example, hymnals need to be replaced every few years, and Bibles may require periodic updates. It is important for churches to budget for these types of expenses so that they can continue to provide quality worship services to their congregations. When budgeting for a church or clergy, there are some expenses that are unavoidable. One such expense is the cost of a Bible cover. While it may seem like a small item, a quality Bible cover can last many years and protect the valuable book from wear and tear.

Overall, it is important to include a variety of expenses in church and clergy budgets in order to have a well-rounded plan for financial stability. Church and clergy budgets have traditionally included the costs of clothing for the priest or minister. The type of clothing worn, from priestly fashions from Medieval Times to today has changed over time. It’s important to update budgets along with new changes. Some of the most important expenses to consider include salaries, building and property maintenance, and utilities.

In today’s world, technology is constantly evolving, and businesses must adapt to stay competitive. Facial recognition software is one of the latest innovations to hit the market and it is quickly transforming the way businesses operate. Here are some ways facial recognition software is changing the business landscape:

Increased security

Facial recognition software is becoming increasingly popular as a security measure for businesses. The technology can be used to identify authorized personnel and prevent unauthorized access to premises. In addition, it can be used to monitor visitor traffic and track employee movements. This information can be used to improve security protocols and prevent potential security breaches. By using facial recognition software, businesses can more effectively secure their premises and protect their employees and customers.

Improved customer service

In today’s competitive marketplace, businesses are always looking for new ways to improve customer service. One cutting-edge method that is gaining popularity is the use of facial recognition software. This technology can be used to track customer preferences and analyze customer behavior. As a result, businesses can provide a more personalized and customized experience. In addition, facial recognition software can also be used to target specific promotions and discounts to individual customers. By leveraging this technology, businesses can create a truly unique customer experience that will help them stand out from the competition.

More efficient marketing

Facial recognition software is increasingly being used by businesses to target specific demographics. This technology can be used to identify individuals based on their facial features, allowing businesses to more efficiently allocate marketing resources and better assess the effectiveness of campaigns. It can also be used to target ads to specific individuals, increasing the likelihood that they will be seen by potential customers. In addition, facial recognition software can be used to track customers’ movements and understand their buying habits. This information can then be used to improve the targeting of marketing efforts and make them more effective. As facial recognition software continues to develop, it will become an increasingly powerful tool for businesses looking to improve their marketing efforts.

Enhanced employee productivity

Businesses are using facial recognition software to track employee performance and optimize workflows. The software can be used to identify employees who are not productive or who are frequently late for work. In addition, facial recognition software can be used to track employee attendance and monitor employee break times. By tracking employee performance, businesses can improve efficiency and identify areas for improvement. Facial recognition technology is also being used in a variety of other settings, such as retail stores, offices, and schools. The technology is often used to provide security or to facilitate customer service. Facial recognition technology is becoming increasingly commonplace and is expected to have a major impact on the way businesses operate in the future.

Streamlined operations

Facial recognition software is one way that businesses can automate tasks and improve efficiency. The technology can be used to streamline operations by reducing manual input, identifying errors and discrepancies, and tracking inventory levels. It can also help businesses reduce operational costs by automating tasks such as timekeeping, payroll, and accounting. Thus, facial recognition software is an essential tool for businesses that want to streamline their operations and reduce costs.

Greater transparency

In today’s world, facial recognition software is becoming more and more commonplace. Businesses are starting to use this technology to establish greater transparency with both customers and employees. Facial recognition software can help businesses keep accurate and up-to-date information about who is in their facility at any given time. This information can be used to improve customer service, as well as to ensure the safety of employees and customers alike. In addition, facial recognition software can also help businesses to identify theft and fraud. By using facial recognition software, businesses can establish a new level of transparency that can benefit both customers and employees.

Facial recognition software has already transformed businesses in a number of ways and the trend is only going to continue. Technology is becoming more sophisticated every day, so businesses that don’t start implementing it now will be at a disadvantage in the future. If you want to stay ahead of your competition, facial recognition software should be at the top of your list of priorities.