Investing in real estate can be a lucrative way to diversify your investment portfolio, but like all types of investments, it comes with risks. Regardless of the type of property, real estate requires a substantial amount of cash. Take a look at some important factors to consider when investing in real estate.

The Property Location

Location is the most important factor for profitability in real estate investing. Residential property valuations are affected by proximity to amenities, green space, scenic views, and the neighborhood’s status. Commercial property valuations are affected by proximity to markets, transportation hubs, highways, and tax-exempt areas. It’s important to consider the mid- to long-term view of how a location is projected to evolve over the investment period. Take the time to review the ownership and intended usage of the immediate areas where you are considering an investment. Investors can do this by contacting the town hall or public agencies responsible for zoning and urban planning. Looking at long-term area planning can help you determine the favorability or unfavorability of your plan for your investment property.

Something to consider when choosing an investment location is the local climate and weather conditions. The more extreme the weather conditions, such as hurricanes, heavy rains, hail, and strong winds, the harder the wear and tear on a property’s roof. The best way to keep your roof in good condition is to have a professional roofer inspect it for any warning signs of damage. Batterbee Roofing provides high-value home improvements for a fair, competitive price. The award-winning roof services of the roofers in The Villages include new roof installation, tile and shingle replacement, gutters, skylights, solar tubes, roof storm restoration, and attic ventilation. Expert roofing contractors have the skills and knowledge for any roofing job, no matter the roofing material, condition, or slant.

The Property Valuation

The property valuation is key for financing during purchase, listing price, investment analysis, insurance, and taxation. There are several commonly used real estate valuation methods. The sales comparison approach looks at recent comparable sales of similar properties both new and old. The cost approach, which is best for new construction, considers the cost of the land and construction minus depreciation. The income approach, which is best for rental properties, is based on the expected cash inflows.

Coming up with a down payment for an investment property isn’t easy, especially when you are between a property sale and a new purchase. Many real estate investors forgo traditional financing in favor of equity-based lending solutions that provide access to fast funds. When you search for “hard money lenders near me,” you’ll find that Northwest Private Lending offers a variety of lending solutions for residential and commercial real estate investors.

Hard money loans are a great option for purchasing cash-only listings or properties that don’t qualify for conventional loans, such as foreclosures, short sales, and flip properties. The private lender specializes in bridge loans that allow investors to purchase their next home before completing the sale of their current home. A hard money loan features a higher interest rate and shorter loan term than a conventional loan, and it’s secured by some form of collateral, usually the property being financed.

The Investment Purpose

It’s important to determine why you’re making a real estate investment, given the low liquidity and high-value investment in real estate. Consider your reason for the investment project and plan accordingly. Buy-and-self-use helps you save money on rent and enjoy the benefit of self-utilization while gaining value appreciation. Buy-and-lease provides regular income and long-term value appreciation, but being a landlord means being responsible for disputes and legal issues, managing tenants, and being responsible for repair work. Short-term buy-and-sell is a good option for a quick, small to mid-size profit on a property that’s undergoing construction and will be sold at a profit. Long-term buy-and-sell focuses on large intrinsic value appreciation over time, which can complement long-term financial goals like retirement.

When investing in real estate, it’s important to consider the property location, the property valuation, and the investment purpose.

Risk has always been a necessary evil of investing. Still, in today’s post-COVID world, our investment options are more unpredictable than ever.

Without warning, your investment may be affected by supply chain disruptions and new COVID regulations. As such, many people are too scared to invest in anything. However, you do still want passive income to give you a good monthly cash flow for your future retirement, so how do you start?

Today, though, we’re going to help you overcome your investment worries. Below, we list several types of investments that are (mostly) low-risk and highly profitable.

Plus, you don’t have to be a stock market wizard to get started. In fact, most of these options have nothing to do with stocks. Read on to discover the best investment options in 2022.

1. CDs

If you have time to take the slow track, fewer investments are safer than CDs (Certificates of Deposit). Put simply, CDs are basically high-yield savings accounts that you can’t access until they mature. Even more simply, it’s like burying a lump sum of money and then digging it up with interest several months/years later.

Many CDs mature in as little as 6 months. If you desire, though, you can choose a maturity date up to 5 years away.

CDs are virtually risk-free. You can even ladder your CDs to create a recurring payout.

For instance, you can start new CDs, with the same term, every month. Then, as they mature, you get a recurring monthly payout.

2. High-Yield Savings Accounts

Having a high-yield savings account is like getting free money. What we mean is, you should already have a savings account for emergencies, no matter what. So, while this money is just sitting around, it could be earning interest at a high rate.

Generally, though, you need a sizeable opening balance and good credit to open a high-yield savings account. But anyone who’s qualified should definitely get one.

3. Series I Bonds

Inflation is a huge concern with standard saving bonds. Namely, by the time you collect, the interest earned may actually be less than the cost of inflation. I-bonds, on the other hand, actively offset the cost of inflation by adjusting their rates biannually.

4. Index Funds

Index funds are a low-cost, minimal-risk method of stock market investing. If you’re considering investing in stocks for the first time, start with index funds. Furthermore, you can use an investment platform like Monex Securities for additional help with your index fund investment.

5. Dividend Stock Funds

Most types of stocks only make you money if you wait for them to appreciate and then sell them. But dividend stocks can make you money while you hold onto them. Specifically, the company that issues the stock pays a percentage of its profits to its shareholders as dividends.

6. Rental Housing

Real estate investment is extremely lucrative in general. But it’s also expensive and risky. Renting out your investment properties earns you extra income, which protects you against potential risk.

7. Crypto Investment

Cryptocurrency offers a more intense investment experience than the other options on our list. If you’re looking for big risks, big rewards, and dramatic ups and downs, invest in cryptocurrency.

Consider These Types of Investments

Don’t let fear stop you from building your investment portfolio. Instead, minimize your risk with the types of investments listed above. 

Next, get the latest tips and news about trading platforms, real estate investment, cryptocurrency, and more. Find this and other investment advice in our Investing Archives.

The audio advertising market is growing, Google plans to stop cookies, and Meta platforms are losing more and more users — we tell you how digital advertising will change in the near future, what companies need to prepare for now, and what online marketing trends will be relevant in 2022. The audio advertising market is growing, Google plans to stop cookies, and Meta platforms are losing more and more users — we tell you how digital advertising will change in the near future, what companies need to prepare for now, and what online marketing trends will be relevant in 2022.

Engagement instead of reach

It doesn’t matter how many social media followers you have. In 2022, the indicator of engagement in content comes to the fore: how often you like, save, comment, scroll through the carousel, write messages. And this applies to almost all popular social networks: Instagram, Facebook, VK, Twitter, etc. The services provided by JayNike is something that you should not miss if you focus on the social media engagement increase and campaigns. The more people interact with your content, the more likely it is to get into the feed. Relevance in 2022 is more important than reach. To increase your chances of being featured in the Smart Feed, you should make posts that make your audience want to like/comment. If you want to increase your presence on the Instagram feed, you need to show your activity to the algorithms. The more often you react to content, reply to Direct and interact with subscribers, the more likely you are to get into their feed. It is useful to visit the pages of several of your subscribers once a day. This will show Instagram that your page is “live”, plus you can collect important information about the target audience. For example, learn more about the interests of your subscribers, their work, etc.

More video content

Video is one of the top marketing trends in 2022. Video content will account for 80% of internet traffic this year. This suggests that users are more interested in watching videos than reading text and flipping through photos. Marketers and affiliates should take this into account and increase the volume of video content.

Live broadcasts

In 2022, live streaming should be at the top of the video marketing priority list. And while people generally prefer regular videos, they are much more likely to interact with content that is streamed in real time. For example, on Facebook, users watch live broadcasts 3 times longer than recorded video.

Silent video

85% of Facebook videos are viewed without sound. This suggests that video content in 2022 should be optimized for silent viewing.

There are two good news here:

• to optimize the video for silent viewing, just add closed captions;
• people watch videos with closed captions 12% longer than videos without them.

Video in contextual advertising

Duplicate the description of services in the video, talk about the product, show it in action, share reviews and expert opinion in the format of videos. According to research, 96% of users watch a video about a product before buying it. Therefore, it is better to sell goods and services in this format. Contextual advertising in Google and Yandex gives this opportunity.

According to studies, more than 73% of job seekers are only passively searching for a job.

It can be hard to find employees that are fit for the role, especially if you’re not sure where to look.

Even if you are using job boards and other online resources, it’s still tough to find qualified candidates. And if you’re not using these tools, then you’re missing out on a lot of potential hires.

But don’t worry. A Staff Agency business financing can help by doing all the legwork for you. Keep reading for the five crucial benefits of using a recruitment agency.

1. They Have a Large Network of Candidates

Recruitment agencies have a large network of candidates at their disposal. This means that they can help you find the perfect employee for your business quickly and easily. They have pre-screened all of their candidates, so you can be sure that you are only getting the best of the best.

This saves you time and energy, as you don’t have to go through the process of screening candidates yourself.

2. They Have Expertise in Recruiting Employees

Recruitment agencies have expertise in recruiting employees. They know what to look for in a candidate and they know how to find the best talent out there. This means that you can rely on them to find the perfect employee for your business.

3. They Save You Time and Money

Using a recruitment agency to find employees saves you time and money. You don’t have to spend time screening candidates yourself or interviewing them. And you don’t have to worry about paying a large recruitment fee. The agency will take care of all of that for you.

4. They Help You Find the Best Employees

A recruitment agency or staffing agency can help you find the best employees for your business. They have years of experience in recruiting and they know what to look for in a candidate. This means that you can be sure that you are hiring the best possible employees for your business.

5. They Are Affordable

Recruitment agencies are affordable. You don’t have to pay a large recruitment fee like you do when you hire an employment agency. The agency will only charge you a small fee for their services, which is a fraction of the cost of hiring an employment agency.

So, if you are having trouble when trying to hire employees, then you should consider using a recruitment agency. They have a large network of candidates, they have expertise in the hiring process, and they are affordable. They can help you find the best employees for your business quickly and easily.

Find Employees Fit for the Job

If you’re still having trouble when trying to find employees after trying the techniques we’ve outlined, then it might be time to consider using a recruitment agency. These services can take the burden of finding qualified candidates off your hands and help you find the best employees for your company.

We hope that this information has been helpful and wish you the best of luck in finding the perfect employees for your business!

Want more articles like this? Check out our blog!

If you’re thinking about opening a restaurant, you’ll find that there are a lot of steps involved to make it happen. Maybe you’re someone who’s passionate about food and it’s always been your dream to run your own business. Or maybe you’ve finally acquired all of your family’s best recipes and are ready to start sharing them with the world. If starting a restaurant is your dream, then you’ll want to execute it with careful planning. Keep in mind, the first year in business is always the hardest. This is because the business can be unpredictable, and there are no parameters for you to compare your success. But if you execute it well, it’ll all be worth it. On the following page, you’ll learn all about the steps involved in opening a restaurant.

Figure out the concept and create a business plan.

The first step involved in opening a restaurant is to choose a concept and create a business plan from there. For example, your restaurant concept can be a fast-casual restaurant serving American fare, or it can be an upscale wine bar with Italian-inspired appetizers. Once you’ve chosen your concept, you can figure out your business plan to narrow down your target market, the restaurant’s description and mission, as well as a financial plan to execute your vision.

Choose a location and start furnishing your space.

It’s time for everything you had on paper to finally materialize! You’ll want to find exactly the right real estate to reach potential customers. Foot traffic can make or break your restaurant’s success. After leasing or purchasing a restaurant space, you can start thinking about furnishing the commercial kitchen. If you’re in search of Bellevue restaurant equipment, you can refer to The Restaurant Warehouse for commercial refrigerators, freezers, and ovens. The Restaurant Warehouse sells kitchen supplies to establishments in Washington state. This platform is the best choice to furnish your commercial kitchen with restaurant equipment without high upfront costs.

Create a marketing plan to reach your ideal niche.

How do you plan to notify potential customers about your restaurant opening? Maybe you’re hoping to attract them with flyers on social media. Perhaps a professional flyer is one of many tools that are crucial to your digital marketing strategy. You can use flyer templates from Lucidpress to come up with your own flyer designs. Grab your target audience’s attention with a specific font or graphic design. You can even download the flyer as a PDF and have it printed out. Pass out flyers or post them on bulletin boards for a more traditional marketing strategy.

Hire staff and create a menu that fits into your concept.

Your restaurant staff is essential to the success of your business, and your menu is equally as important. It’s what gets customers through the door and keeps them coming back. The employees you’ll want to hire first include the kitchen staff who can assist in creating the menu and upper management who can help with hiring other employees. These are some of the most crucial roles as you build the fundamentals of your restaurant. Then, you can think about hiring other positions like waitstaff, bussers, dishwashers, and the like. Keep in mind that a well-trained staff can affect your business’s overall success, especially in the first year.

Now that you’re familiar with the steps of opening a restaurant, it’s time to work on your execution! Whether you’re opening a bakery, a food truck, or a high-end restaurant, this guide offers you a good place to start learning about the restaurant business. While this industry can be competitive, it’s a worthwhile endeavor when you’re passionate about sharing the love of food!