February 2021

In Finance

Have you been Mis Sold an Investment Product?

February 22, 2021 No Comments

Mis Sold Investment are a claims management business with extensive experience, and countless successful claims.

Our legal experts can help you make a claim if you have been mis-sold a product.

All mis sold investment claims are dealt with on a No Win, No Fee basis. Contact us totally free initial recommendations and we will assist you.

We have returned millions of pounds to hardworking clients who were offered investment items that proved to be entirely inappropriate for their needs. Over the years we’ve developed a stress-free claims procedure and we pride ourselves on guiding our customers to recover with as little hassle as possible.

If you believe you were mis-sold a Stocks and Shares ISA, Investment Bond, System Trust, or other financial investment, get in touch today and we’ll call you back to talk about. You might be due thousands of pounds in payment.

If you have lost cash on a financial investment, you could be due countless pounds in payment if you were mis sold a financial investment by your bank, building society or by a money advisor.

You might have just forgot about the lost cash as part of the risk you took when you invested your money, however it deserves speaking to one of our specialist Claims Managers to see if you could make a claim for settlement.

When we examine whether you have a claim, we think about the advice you were offered at the beginning to comprehend whether it was ideal and if the advisor completely understood your situations and requirements at the time.

We do not take any cash upfront for mis-sold financial investment claims and we only earn money if you win.

We can help you with claims such as:

Mis Sold ISA Claims
Mis Sold Managed Portfolio Claims
Mis SoldWith Earnings Bonds Claims
Mis Sold Investment Bonds Claims
Mis Sold PEP Claims
Mis Sold Open Ended Financial Investment Companies Claims
Mis Sold System Trust Claims
Mis Sold Capital Protected Bond Claims

For free advice message our specialist financial investment Claims Managers.

How Do I Know I Was Mis Sold an Investment?

It can be difficult to understand if the investment recommendations you were given was ideal or not. One of the very best ways to learn if you were offered bad financial recommendations is by getting free initialadvice from among our skilled Claims Managers. They can inform you quite quickly if you could declare settlement for the cash you lost through your investment.

To get an excellent concept if you were mis-sold a financial product, read through the declarations below and if you agree with any of them, the financial guidance you received could have been poor and you might have been mis offered an investment:

My consultant didn’t correctly describe the threats
They didn’t tell me just how much money I might lose
They didn’t totally explain how the financial investment worked
I didn’t understand that I would lose money if I gave up the financial investment early
I was not told about the charges related to my investment
My advisor didn’t ask what I wanted to attain from the investment
My consultant didn’t comprehend my prepare for the cash
I had no previous investment experience
In addition, you might have been mis offered a financial investment if:
You were pressurised into investing your cash
You were guaranteed a totally safe financial investment
You were directed towards a specific product
You were convinced to move your money from one investment to another, appealing better returns.

Whatever your scenario, we can evaluate your position and help you decide if you wish to make a claim for a mis offered investment.info@Missoldinvestments.online

In Credit

Benefits of Custom Prepaid Cards Included In the Sales Incentive Scheme

February 20, 2021 No Comments

Business owners look for ways to build goodwill, increase staff loyalty, and enhance retention. Have you considered prepaid cards? What are they?

Physical prepaid cards are payment cards, which can be loaded with funds and used like bank cards. It is used as a debit card to purchase in a shop or swipe it in a restaurant. On the other hand, virtual prepaid cards can be used the same way as a physical debit card but for shopping online.

Business owners can control the fund’s amount of these cards. You also need to determine if you need a single load or reloadable card. The former can be used as a one-time reward, while the latter can be used for an ongoing reward scheme via adding funds as often as you need.

Benefits of prepaid card included in the sales incentive scheme

Level 6 team designs, launches, and optimizes your sales incentive program tailored specifically to motivate your sales team. Using custom prepaid Visa cards for your sales incentive scheme helps to engage the workforce, influence their performance, increase productivity and enhance revenue. The staff who received the prepaid card feels appreciated and stay motivated, which enhances the retention rate.

Users can engage in the program, where value is attached. They get the chance to offset extra costs or pamper them using the reward scheme. Prepaid cards can be got in multiple currencies, so your global employees can also get engaged in the same incentive program. Thus it becomes simple to manage the entire scheme. Besides, every employee feels that they are treated equally and not excluded due to geographical restraints.

How to use prepaid cards?

Both formats of prepaid cards can be used online or at the physical stores, phone, or mail order in your country or abroad, where the provider’s scheme Acceptance Mark is displayed, e.g. MasterCard®. After the cards get issued and loaded, you will get a relevant card including instructions on card registration and activation. As long as the card has sufficient funds, you can use it to pay for anything. You can even check balances on the internet via a nominated website.

In Finance

What is Bookkeeping?

February 19, 2021 No Comments

Bookkeeping is the process of organizing and recording financial transactions systematically. Maintaining professional and solid accounting practice is important for business growth. You can take help bookkeeping providence ri with all the financial needs of your business. The process of bookkeeping involves the day-to-day recording of the financial transaction done in a business. The process of bookkeeping involves the day-to-day recording of the financial transaction done in a business. Bookkeeping ensures that the records of the transactions and comprehensive, up-to-date and correct. Accuracy is the key factor of the process. The process is distinct and it occurs in a broader scope of accounting. Every transaction be it sale or purchase has to be recorded under bookkeeping.

The tasks of a bookkeeper

Bookkeeping is all about tracking and recording the numbers that are engaged with the financial side of the business. Bookkeeping is essential for all kinds of business. It is equally important for non-profit organizations and individuals. A bookkeeper is responsible to record all the transactions that are related to:

Payment of loans
Payment scheduled for the suppliers
Generate financial reports
Customer payments for all the invoices
Closely monitor the asset depreciation

Accounting and bookkeeping are often used interchangeably. However, accounting is the practice of managing the finances of an individual or business. On the contrary, bookkeeping is specific to the practices and tasks that involve recording all kinds of financial activities.

Importance of bookkeeping

Bookkeeping has a long history and it forms a fundamental part of accounting. Traditionally, it involved a double-entry system, charts of accounts, and ledgers. Bookkeeping becomes complex with the introduction of investments, loans, taxes, and assets. The truest purpose of bookkeeping is to track the financial activities of a business, which means it allows you to keep an updated record of the outgoing and incoming amounts. It includes all the monetary amount that is owed by the business and customers. Detailed and thorough bookkeeping is crucial for all sizes of business. Bookkeeper Dallas can help you with the obvious jobs of bookkeeping for your business.

The advancement in technology has improved the bookkeeping process entirely. There is various software available for purchase. This software is built to make the work of bookkeeping easier. The processes have become completely online and are backed up by cloud technology.

In Business

Attracting customers successfully thanks to SMS text marketing

February 19, 2021 No Comments

Continuous communication with customers is the most important component of any business. In today’s world, the need for consumers forces marketers and business people to look for effective ways to attract new clients and maintain a constant audience. You can find the solution to this problem in the mobile version of marketing, which provides quick contact with a large number of users. Its main tools are bulk messaging. You can assess the effectiveness of this process only by knowing the total number of consumers who responded.

According to the research by American marketers, 70% of subscribers respond to a well-written SMS, and 30% respond to a notification on the first day of mailing.

Smartphones are an indispensable tool today. People spend a lot of free time on devices. Young people use their mobile phone almost round the clock, with the main preference given to virtual communication.

Organization and benefits of bulk send SMS

Delivery of messages is carried out as quickly as possible, especially if you use such web options as bulk SMS services. These SMS senders represent the leading bulk email provider. They serve over 800 networks in 200 countries around the world.

You will be able to send bulk messages in a way that has never been more reliable or faster. And you can now communicate with your customers or potential audience through ads, alerts, notifications and other types of text messages.

Nowadays, it is easy to schedule a specific time to send, time your message for the holidays or scheduled events, and get the perfect consumer notification tool. The main tasks when using this method are:

convey the necessary information;
fit it into 60 Cyrillic or 160 Latin letters;
remove “water” from your text.

As a result, your client receives a clear call to action and specific information for feedback.

Personalization of SMS for marketing provides the ability to indicate information in the notification intended for a specific subscriber. Statistics show that any messages of this type generate increased audience engagement and build loyalty to your brand. Such SMS contains personal information, so users open them much more often. In this case, you should take into account the following nuances:

The information contained in personal messages should be checked carefully.
Use context details that make your brand stand out.
Using free content will increase your audience several times.
Bulk mailing should only be done using a trusted and secure service.

It is important to think everything over to the smallest detail. The meaning of SMS marketing services will be lost if a user gets an individual offer with an incorrectly specified name. In addition, you should make sure that you provide a sufficiently complete registration form so that customers can leave their names or aliases.

It’s important to double-check your information, or better yet, offer consumers an easy way to update records if their data changes. But the exact use of small details, for example, the special spelling of the common name, represents the right SMS marketing solutions that will set you apart from the rest of the brands.

Free content is one of the most reliable ways to get an answer. If you have a video that is relevant to customers in a specific area (and to your brand too), please submit it along with a special offer. The particular advantage of mobile SMS marketing is that you can include links to a wide variety of content. Smartphone owners can view it on the go or for entertainment purposes. You can just make someone else’s day.

Useful recommendations

It is easy to implement all of the above using massmailsoftware from an internet company. It is one of the largest messaging services worldwide, with a user-friendly interface and a delivery report. This platform offers customers great prices. The more messages you send, the cheaper they will be.

For your personalized SMS text marketing strategy to be successful, you need to determine your customers’ personal preferences. Collecting data on interests can be done in several ways. But the easiest way to do this is via keyword-based surveys. They should include questions that may not seem relevant immediately. For example, your favorite sports teams or music bands. However, this can become useful over time.

Existence of such data in your file allows you to get dividends, so it is worth finding out as much information as possible about your customers. Also, don’t forget to categorize your listings according to various criteria such as postcode, age, and more.

It is important to understand that SMS marketing is much more effective and convenient than other means. Messages are delivered quickly and can be done with just one click. Such fast mailing is great for the development and promotion of any business.

In Finance

Pillars of Successful Retirement Planning

February 17, 2021 No Comments

Introduction

Retirement planning is a long-term and tedious process. It needs meticulous planning and discipline to achieve the retirement corpus. Most people defer retirement planning thinking their retirement is far away. However, you may not have enough time left to accumulate a sizeable retirement corpus. The following are some salient tips for successful retirement planning:

Calculate the Retirement Income

The first step in retirement planning is to assess how much you need to save for it. You should calculate your current monthly expenses and adjust them for inflation in your retirement age. If you plan to retire at 60 years and expect a life expectancy of 80 years, then your retirement savings should last for 20 years. Once you have worked out the retirement corpus needed, you should invest regularly towards achieving it. It is also important to decide on an annual withdrawal rate to ensure your savings last till your life expectancy. In our example, the savings should last for at least 20 years, meaning you can withdraw 5% from the corpus annually.

Start Investing

Now that you know your retirement corpus, it is time to act. You should decide the return on investments you want and the number of years you have to build the corpus. This will help you identify appropriate investment instruments for building the corpus. You can also consult a financial advisor if you need more help and clarity on it. It is better to decide on the investment modes based on your risk-taking abilities. If you are a risk-averse investor, then do not risk your capital by investing it in volatile investments. You must be a disciplined investor and not be fazed by market volatility. You must remain invested for the course to achieve your desired retirement corpus.

A very important aspect of retirement planning is to start investing early. The earlier you start investing, the more time you will have to achieve your retirement corpus. This means you will have to invest lesser to reach your corpus amount.

Reduce Your Debt

It is important to reduce or completely pay off your debt before retirement. You should take stock of your outstanding debt and plan to pay off the costliest one first. Outstanding debt can escalate quickly and eat into your retirement corpus, which is not desirable. You do not want a sizeable chunk of your retirement corpus into servicing debt. You can also consider meeting your expenses from cash to avoid new credit card debt.

Improve Your Financial Condition

You should improve your financial condition as much as possible before retirement. Upgrade your skills to increase your earnings. You may also consider working overtime to get more money to invest in retirement planning. You can also use the additional income to repay debt. Another approach to have more disposable income is to reduce non-essential expenses. Cutting on such expenditure can allow you the flexibility to put the savings for retirement planning. If you have debt, then search for options to refinance it with lenders willing to charge a lower rate. If you wish to learn more about Accounting and Finances visit our site at accounting services near me!